How It Works

We’ve made it super easy to quote, compare and purchase your mortgage life insurance. It’s as easy as 123.

1. Compare Benefits

Compare benefits of an individual term life insurance and critical illness policies to the bank owned mortgage life insurance.

Compare Terms 10, 20, 30 and CI

2. Compare Premiums

Use our online quoting system to compare premiums for term 10, term 20, and term 30 with and without the critical illness insurance option.

Run a Quote!

3. Apply Online

When you’re ready, click the apply now button to complete the short questionnaire to get the application started. Alternatively you can book a phone consult if you’d prefer to complete the application over the phone with a licensed life insurance agent.

Apply NowBook A Consultation

About the Application Process


Once you click the apply now button you’ll complete a short, 4 step questionnaire consisting of your contact information, your occupation, selected coverage, and banking information. You should have your banking information (bank name, transit number, account number) handy for the last step.


Once you’ve completed the online application you’ll immediately receive an email containing a document for your e-signature. Review the documents, e-sign where indicated and click the submit button to return the completed form to us automatically.


A paramedical company will contact you for details on your medical history. The questionnaire is to collect information and is not a ‘test’ where there’s right or wrong answers. Please be thorough when answering the questions. The phone questionnaire will typically take about 15 minutes.


An underwriter will personally review your application and notify us once the policy is approved. This process will take between a few days to a few weeks depending on the complexity of your application and any reports that may need to be ordered. We will keep you informed by email of any status changes to your application.


Upon approval we’ll email you the policy!